The option to divide the total cost of a purchase across multiple payment methods at Walmart presents consumers with increased flexibility when managing their finances. For example, an individual might use a combination of a Walmart gift card and a credit card to complete a single transaction. This functionality addresses scenarios where a single payment instrument doesn’t cover the entire expense.
Offering this type of payment arrangement is beneficial to both the retailer and the customer. For shoppers, it expands purchasing power and enables them to utilize available funds from various sources. From Walmart’s perspective, it can potentially increase sales by removing payment barriers and catering to diverse customer needs. Historically, such flexible payment options were less common, requiring customers to consolidate funds or forgo purchases.